Paycheck-first budgeting

Your paycheck hits.
You know exactly what to do.

PaySplit builds a plan around your pay schedule, not the calendar month. Every dollar gets a job the moment it lands.

Payday — Mar 15
$2,340
Rent
$875
Debt payoff
$420
Savings
$200
Groceries & bills
$545
Free spending
$300
Debt-free date
November 2027
67%
of Americans live paycheck to paycheck
$0
is what most budgeting apps do on payday
1
plan that activates every time you get paid

Three steps. Every payday.

No spreadsheets. No monthly reconciliation. Just clarity when it matters.

1

Enter your paycheck

Tell us how much you make, when you get paid, and what you owe. Takes two minutes.

2

Get your split

On payday, see exactly where every dollar goes. Bills, debt payments, savings, spending money. Done.

3

Watch debt shrink

Each paycheck moves you closer to your debt-free date. Track progress in real time, not end-of-month.

Monthly budgeting apps

  • Think in 30-day cycles
  • Confusing with biweekly pay
  • No guidance on payday
  • Debt tracking is separate
  • Steep learning curves

PaySplit

  • Thinks in paychecks
  • Built for biweekly, weekly, any schedule
  • Tells you what to do the moment you're paid
  • Debt payoff is built in
  • Two minutes to set up

Budgeting should start when the money lands.

Not at the end of the month when it's already gone. PaySplit is budgeting that works the way you actually get paid.